Mr. Jose Emmanuel U. Hilado is the Company’s Senior Vice President, Chief Financial Officer and Corporate Information Officer effective January 1, 2023 replacing Mr. Manuel R. Lozano.
Mr. Hilado, Filipino, 58 years old, has more than 30 years of banking experience behind him and has held various positions in Treasury, Trading, Investments, Correspondent Banking, Bank Operations, Human Resources, and Purchasing. He was also a Director of the UnionBank’s subsidiaries – UBP Investments Corporation and First Union Plans, Inc.
Before joining UnionBank, he was the Senior Executive Vice President and Chief Operating Officer of East West Bank Corporation, a publicly listed company. He was also the Treasurer of Rizal Commercial Banking Corporation for 6 years and Chief Trader at Banco De Oro Unibank (“BDO”) for 4 years, both publicly listed companies. He also held positions in International Business Development of Far East Bank & Trust Company and in Treasury Trading of Equitable PCI Bank. While at BDO, he was also the Treasurer of BDO Private Bank for 3 years.
He is currently a member of various industry-related associations such as the Bankers Association of the Philippines’ Open Market Committee, Financial Executive Institute of the Philippines (FINEX), Money Market Association and ACI Philippines. He was a member of the Philippine Interpretations Committee (PIC) representing industry from 2014 to 2020. He was also President of ACI Philippines from 2002 to 2006 and was its Director in 2004. ACI Philippines is a business organization for financial market professionals involved in foreign exchange, fixed income, and derivatives markets.
He obtained his Bachelor of Science degree in Business Economics at the University of the Philippines, and his MBA degree at Kellogg-Hong Kong University of Science and Technology. He is also a Certified Treasury Professional at BAP-Ateneo Graduate School.
